How To Create An App Like Al Rajhi Bank App(2023)

How To Create An App Like Al Rajhi Bank App(2023)

Create An App Like Al Rajhi Bank App

Al Rajhi Bank established in 1957. Do you know the total assets of SR 741 billion(US $198 billion). If you too are looking to create an app like Al Rajhi Bank and also searching for the process of development and cost of the app then you are at a right place. Please go on to learn more as we will be providing you with all the information listed above. 

Content Summary:

What is Al Rajhi Bank App

Al Rajhi Bank is a prominent Islamic bank based in Saudi Arabia. They offer a range of banking and financial services, including savings accounts, current accounts, credit cards, personal loans, home loans, and more, all in compliance with Islamic banking principles.

The Al Rajhi Bank app is a mobile application developed by the bank to provide its customers with convenient and secure access to their banking services on their smartphones or tablets. The app allows users to perform various banking tasks, such as checking account balances, transferring funds between accounts, paying bills, managing credit card transactions, and conducting other banking activities.

Please note that banking institutions often update and improve their apps, so it’s possible that there have been changes or enhancements to the Al Rajhi Bank app since my last update. For the latest and most accurate information, I recommend visiting the official website of Al Rajhi Bank or checking the app store for the most recent version of their mobile application.

Features of Al Rajhi Bank app

The Al Rajhi Bank app offered a range of features to its customers, providing convenient and secure access to their banking services. While specific features may vary based on updates and improvements, here are some common features that were available in the Al Rajhi Bank app:

  • Account Management: Customers can view their account balances, transaction history, and account details for various accounts, such as savings accounts, current accounts, and fixed deposit accounts.
  • Funds Transfer: The app allows users to transfer funds between their own accounts or to other Al Rajhi Bank accounts within Saudi Arabia or internationally.
  • Bill Payments: Customers can make utility bill payments, such as electricity, water, and phone bills, directly from the app.
  • Credit Card Services: Users can view credit card transactions, check available credit limits, and make credit card payments from their accounts.
  • ATM and Branch Locator: The app provides a feature to find nearby Al Rajhi Bank ATMs and branches for easy access to banking services.
  • Mobile Top-Up: Customers can recharge their prepaid mobile phones through the app.
  • Islamic Banking Services: As an Islamic bank, the app adheres to Sharia-compliant principles in its offerings and transactions.
  • Secure Authentication: The app employs multiple layers of security to protect user data and transactions, including secure login methods like fingerprint or face recognition.
  • Customer Support: Users can access customer support and contact the bank directly from the app.

Cost Of Creating An App Like Al Rajhi Bank App

The cost of creating an app like the Al Rajhi Bank app can vary significantly depending on several factors. Some of the major cost-influencing factors are as follows:

  • Scope and Complexity: The complexity and scope of the app will have a direct impact on the development cost. Features like account management, funds transfer, bill payments, credit card services, and security measures will require varying levels of effort and resources to implement.
  • Platform and Technology: The cost may differ based on whether you want to develop the app for a single platform (e.g., Android or iOS) or multiple platforms (cross-platform or native). The technology stack and development tools chosen will also impact the overall cost.
  • Design and User Experience: Creating an intuitive and user-friendly interface may require additional design efforts, especially for financial apps where security and ease of use are critical.
  • Security: Financial apps like banking apps must adhere to strict security standards, and ensuring robust security measures can add to the development cost.
  • Regulatory Compliance: If the app is intended for use in specific regions, compliance with local banking and financial regulations may increase development costs.
  • Testing and Quality Assurance: Rigorous testing and quality assurance are essential for financial apps to ensure they function properly and securely. Maintenance and Updates: Post-launch maintenance and regular updates will be necessary to keep the app secure and up-to-date with changing technologies and user requirements.
  • Development Team: The cost will also depend on the development team’s location, experience, and hourly rates.
Development Stages Development hours Development cost (in AED)
Analysis and Planning 2- 4 weeks AED 18,350 – AED 36,700
UI/UX Design 4- 6 weeks AED 36,700 – AED 73,400
Front-end and back-end Development 8- 10 weeks AED 110,100 – AED 220,200
API Development and Integration 6- 8 weeks AED 55,050 – AED 110,100
QA and Testing 4- 5 weeks AED 36,700 – AED 73,400
Deployment and Launch 3- 4 weeks AED 18,350 – AED 36,700
Maintenance and Support Ongoing AED 3,670 – AED 18,350 per month
TOTAL COST AED 278,920 – AED 568,850

How To Create An App Like Al Rajhi Bank App

The cost of creating an app like the Al Rajhi Bank app can vary significantly depending on several factors. 

  • Market Research and Planning:

    • Conduct thorough market research to understand user needs and expectations.
    • Define your target audience and the key features you want to include in the app.
    • Set clear objectives and goals for app development.
  • Define the Features:

    • Include core banking functionalities such as account management, balance inquiry, transaction history, fund transfers, bill payments, etc.
    • Implement security features like multi-factor authentication, SSL encryption, and biometric verification.
    • Add value-added services such as personal finance management tools, loan applications, investment options, etc.
  • Choose the Right Platform:

    • Decide whether you want to develop a native app for Android and iOS or use cross-platform development tools like React Native or Flutter.
  • UI/UX Design:

    • Create an intuitive and user-friendly interface with easy navigation and clear instructions.
    • Ensure the design aligns with the bank’s branding and visual identity.
  • App Development:

    • Hire experienced developers or a development team with expertise in mobile app development and security.
    • Divide the development process into sprints and milestones for better organization.
    • Regularly test the app throughout the development process.
  • Backend Development:

    • Develop a secure and scalable backend to handle user data, transactions, and interactions with the bank’s core systems.
    • Implement robust APIs to communicate between the app and the backend.
  • Security and Compliance:

    • Security is of paramount importance for a banking app. When it comes to protecting user data, always follow the best practices in the business.
    • Comply with relevant regulations, such as GDPR and local financial regulations.
  • Testing:

    • Carry out extensive testing to locate and address any problems or defects that may be present in the application.
    • Conduct usability testing to verify that the user experience will go off without a hitch.
  • Launch and Deployment:

    • Submit the app to the respective app stores (Google Play Store and Apple App Store) for review and approval.
    • Develop a marketing strategy to spread awareness about the app and bring in new users.
  • Regular Updates and Maintenance:

    • Keep the app updated with new features and security patches regularly.
    • Monitor user feedback and make improvements based on user suggestions and issues.


Keep in mind that creating an app like Al Rajhi Bank App requires knowledge of a complicated and complex area relating to financial operations. Throughout the development process, security and compliance must be given top priority. To ensure you follow all applicable laws and regulations, it is also imperative to get legal counsel on regulatory issues.

However, you should check out Appic Softwares if you’re seeking for a financial app development business that can assist you in developing an app similar to Al Rajhi Bank App. 

We have a skilled team of developers who are adept at using the most recent technologies, like React, Flutter, AI, and others. 

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