Chime Statistics 2026: Active Members, Revenue, Profitability, IPO and Valuation
Frequently Asked Questions
How many members does Chime have?
Chime reported 10.4 million active members in Q2 2026, up 20% from a year earlier, after 9.1 million in Q3 2025 and 8.6 million at March 31, 2025. Active members is Chime's own metric and differs from accounts opened or website visitors. Check Chime's SEC filings for the latest figure.
What is Chime's revenue?
Chime reported Q2 2026 revenue of $669.8 million, up 27% year over year, and raised its 2026 revenue guidance to $2.725 billion to $2.745 billion. Full-year 2024 revenue was about $1.67 billion. Quarterly 2025 revenue was $519 million, $528 million and $544 million in the first three quarters.
Is Chime profitable?
Chime reported net income of $28 million in Q2 2026, its second consecutive quarter of positive GAAP net income, as reported, and adjusted EBITDA of $102 million, a 15% margin. For full-year 2024 it reported a net loss of about $25 million. Check its SEC filings for audited figures.
When did Chime go public and at what valuation?
Chime listed on Nasdaq on June 12, 2025. It priced at $27 a share, above the $24 to $26 range, raising about $864 million at an $11.4 billion fully diluted valuation. Its private valuation peaked at $25 billion in 2021. Share prices change daily, so check a market data service.
Is Chime a bank?
No. Chime is a financial technology company that offers mobile banking services through partner banks. Deposits and banking services are provided by those partner banks, which is why partner contracts and compliance are central to this model. See Chime's own site for the current partner and product details.
How much does it cost to build an app like Chime?
2026 agency estimates cited in our fintech cost guide put neobank and mobile banking apps at about $80,000 to $300,000, with full builds at $500,000 or more, plus compliance and partner bank costs. Appic projects typically start around $10,000 for a focused MVP scope. Get written estimates.
Related Articles
Develop An App Like Afterpay: A Complete 2025 Guide
In today’s dynamic consumer environment, people continually search for practical and customized payment options that align with their financial goals and spending habits. The changing mindset has sparked several groundbreaking innovations in the FinTech sector, with the “Buy Now, Pay Later” (BNPL) trend emerging as a frontrunner. BNPL applications are revolutionizing financial strategy and management […]
Zelle Statistics: Usage Stats, Revenue, And More 2024
One of the most well-known American digital payment services, Zelle, has revolutionized money transfers. Launched in 2017 by a group of big banks, Zelle quickly became popular because it could permit P2P transactions that were almost instantaneous and because it worked well with regular banking apps. The rising need for safe and easy digital payment […]
Top 21 Fintech Startup Ideas To Consider In 2025
Do you know the fintech industry is increasing at a CAGR of 16.8% and is estimated to reach $226.72 billion by the end of 2032? Thus, if you too are planning to develop a fintech application and looking for a Fintech startup idea then you are at the right place. We have done the legwork […]
How Much Does It Cost To Create An App Like Revolut In 2025?
Do you know that according to Statista, the global FinTech market is expected to reach a market size of $305 billion by 2025, growing at a compound annual growth rate (CAGR) of 22.17% from 2020 to 2025? In 2022, the global investment in FinTech companies was approximately $210 billion across 5,684 deals, indicating robust interest […]
How AI Agents Are Transforming Financial Markets
Financial markets have continually evolved in response to technological advancements. Electronic trading systems, mobile banking, and other technologies continue to revolutionize how money changes hands. The biggest driver of this change is AI agents in finance. These intelligent systems are no longer just experimental tools being tested by tech companies. They are now the backbone […]
7 Use Cases of Predictive Analytics In Finance
Today, the financial service industry is no longer reliant on simply looking back at previous years of data. Institutions expect that they will be able to not only predict and mitigate risks but also forecast potential market fluctuations and provide personalized customer experiences in real time through predictive analytics. Predictive analytics is an important area […]
