12 Easy Steps To Create An App Like Zogo In 2024

12 Easy Steps To Create An App Like Zogo In 2024

App Like Zogo

In today’s world, knowing about money is both a necessity and an advantage. Making a money app as popular as Zogo has become an exciting expedition. With its creative use of games to teach people about personal finance, Zogo has made a big difference in the field of financial education.

To start learning how to make an app like Zogo, you need to be good with money, know a lot about technology, and really understand how to get people to use your app.

This blog will help you find your way through a full study of the complicated steps needed to make such an app. Everything you do, from figuring out what your financial platform’s main goal is to integrating and protecting financial info, is an important part of the whole. Come with us as we talk about the pros, cons, and costs of making a banking app like Zogo that gives people power and knowledge.

Table of Contents

A Quick Look at Zogo and How Well It Has Done

There’s a fun app called Zogo that helps young people learn about money. You can even get paid to learn! It’s made just for Gen Z because schools don’t always teach much about money.

Short and easy lessons about important money topics like taxes, saves, and more can be found inside the app. Everyone can understand these lessons because they are broken up into small pieces.

There will be fun tests to see what you’ve learned after each lesson. Pineapples are given to people who get the answer right. You can trade these pineapples in for gift cards to well-known places like Starbucks, Target, Nike, Amazon, Best Buy, and GameStop.

But there’s more to learn and have fun with. When Zogo has a Pineapple Party, you can answer more questions and get even more pineapples. You can also get more pineapples when your friends and family join the app. It’s like getting two things in one: you learn about money and get prizes at the same time!

Apps like Zogo help people learn more about how to run their own businesses. Here are some market data that can help you learn more about how well the Zogo app has done:

Apps like Zogo

In the United States, Zogo has reached the 102nd spot in the educational field.

Zogo says that the number of users has grown by 10% every year for the past five years, from 2019 to 2023, and it’s still growing.

Zogo is thought to have built a market worth US$120K so far.

If you want to learn more about how the Zogo app was made, you can read about our detailed development process.

Why it’s a good idea to make a Learn and Earn app like Zogo

Making a “Learn and Earn” app is a great idea for a financial app that can be very useful. 

For starters, it lets companies take advantage of the growing interest in online learning. A lot of people are ready to pay to learn new skills or get better at ones they already have. You can get a lot of users if you have educational material.

It also gets people to use it by giving them prizes. Getting rewards like cash, gift cards, or savings is fun for everyone. It keeps people coming back, which could lead to more sales and more app use.

It also generates useful info. You can gather information about users to better understand their likes and dislikes and how they act, which lets you make better offers and ads.

A Learn and Earn app is a good way to make money because it blends learning, fun, and data.

How to Make a Money App Like Zogo

The facts above should give you an idea of why making an app like Zogo is a good idea. Let us now look at a step-by-step plan for making an app like Zogo.

App Like Zogo

#1. Studying the Market

The market for Learn and Earn apps is being looked at.

Discover how many people there are before you start the development process. Find out more about the people who use the learn and earn apps by doing market research. Check out the market size and growth rate for an app like Zogo that teaches you about money.

Figuring out who your audience is and what they want

Finding your target group is an important first step. To meet the needs of your target group, you need to do a lot of different polls, surveys, interviews, etc. Your financial learning app can be aimed at both millennials and Gen Z users.

A Look at the Competitors of Similar Apps

If you want to make a fintech app that lets people make money while they learn, you need to look at other apps in the same area. Zogo, NerdWallet, Onomy, and GravyStack are some of your rivals. Look at their tools to find out what the best parts are.

#2. Choosing a Concept for Your App

Figuring out the main functions and features

You need to make a list of the most important features and functions you want your app to have. Check out other apps that teach you about money and look at the basic features. You can also add more advanced features to your app to make it better and get more people to use it. Make a list of all those features so you and your development partner can talk about them in detail.

Setting clear goals for users to learn

People who use apps like Zogo should be given a clear goal to learn. Set goals for what they need to learn in a certain amount of time, like loan, credit, and spending skills, as well as the trivia test they need to pass to move on to the next level of learning. It shows them how to move forward and encourages them to keep using the app. Setting clear goals makes learning more meaningful, which helps people learn useful financial information.

#3. Strategies for Making Money

Looking into different ways to make money

To make money from your app, you need to include a way for people to pay for it. Here are some ways to come up with the best way to make money:

  • For free
  • Free Try It
  • Sign ups for
  • Ads
  • Inside the app store
  • Partnering up
  • Zogo’s Way of Making Money and What They Learned

Teams up with banks and credit unions to make money for Zogo. These banks pay Zogo to get more young people because they have a cool app for learning about money. Zogo found out that teaching money skills can be both fun and rewarding. This will help everyone save and spend more wisely.

How to Choose the Best App Marketing Plan

You need to think about a few things in order to pick the best way to make money from your app. To find the best way to make money, you need to try different things, keep an eye on performance metrics, and change your approach based on what users say and how the market changes.

#4. Stack of technologies

How to Choose the Right Tech Stack for App Development

Picking the right tech stack for making an app is like putting together a jigsaw puzzle. Putting together the wrong piece could make app development less effective.

You need to hire a top app developer to help you figure out the right tech stack for building an app. Pick a tech stack that can easily handle both the static and moving parts of your app. It makes sure that the app works smoothly even if the number of users grows or new, interesting features are added.

Talking about the technologies behind the back end, front end, and database

Picking the right tech stack for app development speeds up the process. You must first decide if you want to make an app for Android, iOS, or both. Then, you can talk to your worker about the backend, frontend, and database technologies to get a better grasp of them. There are many backend, frontend, and database systems that could work well with your app to teach people about money.

Making sure that the tech you choose is scalable and safe

It’s important to pick tech options for your app that are both secure and scalable. Scalability makes sure that your app can grow with users, so it doesn’t crash as more people join. Security keeps private information safe from being stolen. These decisions make the app trustworthy and reliable, which is important for user satisfaction and long-term success.

#5. Design and the experience of the user

Why intuitive UI/UX is important for a Learn and Earn app

The learn and earn app you want to make needs to have a UI/UX design that is easy for people to use. It improves the user experience, which brings in a lot of people.

Making interfaces that are easy to use

The app should have a simple, easy-to-use layout. The app and all of its features should be easy for users to find and use. The app you’re making to teach people about money will have both millennial and GenZ users, so the design should be interesting enough to draw in GenZ users while still being easy for millennials to use.

Using gamification elements to get people involved

Adding game-like features to an app makes it look better and gives users a better experience. The app is more fun and engaging to use when it has features like challenges, badges, and rewards. Users are more likely to explore and interact, which makes the experience more interesting and satisfying. This improves app design generally and keeps users coming back.

#6. Engaging and keeping users

Adding to the Community

Adding community tools can make users much more interested and likely to stay with the site. Users will feel like they belong if they can connect, share, and talk with each other. They come back to your platform to connect with others and build relationships that last. Being a part of a group like this keeps them interested and loyal for a long time.

Putting in place notification systems

To keep customers, your app needs to have a notification tool. Users will stay interested in your app or website because these personalized pop-ups or messages tell them of it. They’ll be more likely to stay and use your service often if you make it easy for them to remember to come back.

Tips on how to keep users interested over time

The key to improving user involvement and retention is to come up with smart ways to keep users interested over time. Users will enjoy your platform more if you regularly add new content, awards, and interactive features. It makes them want to come back, which builds a strong link that makes users more loyal and committed over time.

#7. Safety and Privacy

Safeguarding sensitive data and user data

It’s very important that a learn-and-earn app like Zogo keeps your information safe. Locks and encryption are some of the strong security methods you use to keep users’ data safe. You promise not to sell or share personal information about users, so you can learn and make money without worrying. If you use blockchain development for your app, you can keep users’ info safe.

Tips to Keep People from Cheating or Exploiting You

When making a money-smart app like Zogo, you should really think about data hacking. Hackers who want to steal user information should be stopped by strong defenses. The app is safe because it gets regular security checks and updates. This protects users’ info and their learning experience.

#8. Process of Development

Methodologies for agile development

It’s kind of like building with LEGO bricks when you use agile development to make apps like Zogo. It’s not built all at once; instead, you work on short chunks called “sprints.” Each sprint is like adding a puzzle piece. As you go, you build, test, and change each part. It’s an open method that lets you change and get better as you learn. In the same way that small changes are made over time, they add up to make the app better over time.

Approach based on MVP (Minimum Viable Product)

A business that makes Android apps can help you start the MVP of your app. Making an MVP for an app like Zogo is like making a simple copy of the app that has only the most basic features. You begin with the most important parts, or key features. It’s not very fancy, but it shows what the app will be like. You can add more features and functions in the future to make it better and work better.

Testing and Making Prototypes

Testing and making prototypes are very important parts of making the Zogo app. To test how well your app works, you make a simple version of it. First, you try it to see if there are any bugs. If there are, you go through the debugging process. This process keeps going until there are no more bugs in the app.

#9. Testing and Making Sure of Quality

Why thorough testing is important

It’s very important to test an app thoroughly. It’s very important that everything works properly. Testing helps find problems and fix them so the app works well for everyone. Users will be unhappy if you don’t test your apps before you release them. The app stays fun and effective thanks to good testing.

Finding bugs and fixing them

Finding and fixing bugs in an app is a lot like finding and fixing mistakes in a picture. Users report problems when they see them. Then, to make the app better, developers look into and fix these problems. It makes the app work better and keeps it running smoothly.

Testing the beta with real people

When you test an app with real people, you get to try it out before anyone else. It helps check if the app is fun and works well. Real people who have used the app ask questions like “Does it need more levels?” Everyone benefits from a better learning app because of this.

#10. Putting your app online

Strategies for marketing before a launch

Before putting out an app like Zogo to teach people about money, you should do a lot of marketing for it. Start by spreading the word on social media and getting people interested in your target group. To get possible users interested, give them sneak peeks and hints. You can also work with influencers and run events or giveaways to get people’s attention. A good pre-launch plan makes things more likely to go well.

App Store Optimization (ASO) to Reach More People

App store optimization (ASO) is what you should do to make your learn and earn app stand out in the app store. Pick terms that are clear and related for the description of your app. Use high-quality pictures to help you design an app icon that will catch a user’s eye right away. You should keep your app up to date with new features. ASO helps more people find your app and download it.

Watching the launch plan and making changes as needed

It’s important to keep track of how your app is working after you’ve released it. Keep an eye on reviews and comments from users and make changes based on what they say. Keep an eye on the number of downloads and engagement data. This will help you improve your marketing plan. To make your app grow and do well after it’s released, you should stay adaptable and quick to change.

#11. Getting new users and marketing

Digital marketing methods, like social media and influencer marketing

Promoting your app through a number of different digital outlets can be very helpful. To get more people to download your app, you can start with ads on social media sites. Use email marketing to keep people interested and up-to-date. You can also work with influencers to get more people to know about your app and spread the word about your brand.

Using partnerships and teamwork to your advantage

There are many other companies that serve the same group of people. It’s a good idea to work with them to market your app. You can support each other’s companies to get more people to visit both of them. You can reach more people and build trust by working together, which will make your app more appealing to more people.

Zogo’s Plans for Getting New Users

Zogo’s app gets a lot of people by using smart strategies. To get people to download and use their apps, they offer prizes or small amounts of money. To reach its target group, the company mostly uses social media ads. Working with different schools and groups is another way to get the word out. Zogo gets more users and keeps them coming back for more money lessons by making the app fun and beneficial.

#12. Scaling up and future growth

Getting your app ready for growth

For a financial learning app to work well, it needs to be scaled up and down every so often. Scaling makes sure that your app can handle more users and still give them a great experience as more people join. Not only do you need to upgrade servers and other hardware, but you also need to change the software and content of the app. Users will stay interested if the app’s content and features are updated often.

Potential to Grow Internationally

Taking your app to markets around the world is a big chance. You can make more money if you get it to more people. Join forces with groups or influencers that can help you spread your app in other countries if you want to take it global. By going global, an app like Zogo can teach people about money and get more people to use it.

Adding more sources of income

By having different ways to make money, you can protect the financial health of your apps and give users even more value. There are more than just ads that you can offer with paid subscriptions. You can make money by referring people to financial institutions, writing e-books for teaching purposes, making money by selling items related to money smarts, and so on.

Top Zogo App Features You Might Want to Use in Your Own

This is how an app like Zogo is made. Next, let’s look at the benefits that your app should have. You might want to talk about these features in more depth with your development partner.

Zogo App Features

The Essentials

Here are some of the most important features of the ZOGO app:

0.1: Signing up is easy

These days, signing up for a number of apps takes a number of different steps. You can make a sign-up feature for your app that only needs the most basic information, like a name, phone number, email address, etc., and use an OTP to confirm that information. You can ask the person to give you more information (if needed) after they have signed in to the app.

0.2: Modules for Learning

The ‘Learning Module’ is the next and most important thing you can add to your app to help people learn about money. In this section, you should give information about the classes you offer to users. You should clearly group all the courses and their lessons into groups so that it is easy for people to find them.

0.3: Fun Facts

Users should go for the trivia after finishing a lesson. You should test people with trivia in your app. Users must meet in order to move on to the next level or course. Users who fail to qualify for the trivia have to go through the whole course again and try to qualify for the trivia again.

0.4: Learning On The Go

This is one function you can add to your app to get more people to use it. Users can easily get to e-books, video lessons, and other study materials when they’re not online with this tool. They can study and finish their course without having to connect to the internet.

0.5: The dashboard

When making an app like Zogo, the screen is another important thing to think about. It tells them how many pineapples they’ve won and when they will get their prizes. It also tells them about their past and present homework.

0.6: Prizes

The Zogo app gives users a prize called a “pineapple” for doing different things, like passing the test, finishing the course, inviting friends, and so on. Offering “reward” can be a great way to get more people to use your app. These points can be used by students to buy e-books, pay for subscriptions, and shop at other partner stores.

0.7: Help and Support

The last Zogo app development feature you must include in your app is the ability to offer real-time help. This makes it easier for customers to contact the company by phone, email, and in-app chat.

More Advanced Features

Here are some of the more complicated tools you can use to make an app like Zogo:

0.1- Sharing on Social Media

People want to tell their friends and family about all of their accomplishments on social media sites these days. Giving people the choice to share on social media sites that connect to their own accounts is a good idea. You need to add this function to your app if you want to get more people to use it and spread the word about it on social media sites.

0.2- More than one way to pay

Your app should make it easy to pay by giving people a number of options. Your app should let users choose whether to use credit cards, PayPal, or even coins. Users can no longer have to worry about payments and can enjoy freedom.

0.3: Assistant driven by AI

You can improve the experience of your app users by adding cutting-edge financial advice through an AI-powered helper. It gives users personalized information, support 24 hours a day, seven days a week, and real-time market analysis to help them make smart choices and handle their money like a pro. You can get in touch with an AI development business, and they’ll help you combine your app with an AI-powered assistant.

0.4: Making games

It’s never been more fun to learn about money! Your app should make learning about money fun by giving users rewards and badges as they finish challenges. It can make your app more fun and appealing for people who use it.

0.5: Support for other languages

Your app should handle more than one language to show that it values diversity. Your app talks to users in their own language, no matter where they are from. For a more personalized experience, users can get financial help and schooling in the language they choose.

Why making an app like ZOGO is a good idea

Business-wise, making an app like Zogo that mixes learning about money with making it fun has a lot of benefits.

app like ZOGO

  1. Loyalty to Brand

Giving useful services like teaching people about money can help build trust and brand loyalty. People who use your brand are more likely to interact with other products or tell others about it.

  1. Brings in more users

Everybody needs to learn about money, and an app like Zogo can help a lot of people, from kids to adults. With this wide-ranging crowd in mind, you can get more users and make more money.

  1. Opportunities to Make Money

There are many ways to make money, such as selling premium material, letting people buy things inside your app, or forming partnerships with banks. Advertising and donations can also bring in money.

  1. Partnering up

Financial institutions, educational groups, and other businesses that want to reach your users will be interested in working with you if you offer a place for financial education and engagement. When you work with other businesses that do the same thing, you can reach more of your target audience and find more possibilities. Partnerships can lead to deals to split profits and projects that use both brands.

  1. Thoughts on Data

Gathering information about users can reveal important details about their spending and spending habits. It can be used for tailored advertising and making products better.

How much it costs to make an app like Zogo

It’s hard to say how much it would really cost to make an app like Zogo. The price of making an app relies on many things, such as

  • The app’s platform
  • What the app can do
  • Where the developer is
  • The Tech Stack and more.

On the other hand, making an app like Zogo might cost anywhere from $20,000 to $70,000 or even more.


These days, apps like Zogo that help you learn about money are very common. This is because both Gen Z and millennials want to learn more about money money management. By letting them learn more from home or anywhere else, this app is very helpful. Building a learn-and-earn app like Zogo has a lot of perks.

You should hire a professional app developer with a lot of experience and the best tech stack knowledge to make this kind of app. It will help you add great features to your app, no matter how simple or complex they are. With an app like Zogo, you can take your job as a financial literacy teacher to a whole new level.

Known for making popular mobile apps in Southeast Asia, Appic Softwares has been making Fintech apps for almost 10 years. We not talk about our work because we have a well-written NDA with our clients.

As well as skilled and experienced project managers, designers, QA analysts, and mobile app writers, our other team members will help you start your business and make a great Fintech app. Please tell us what you need.

So, what are you waiting for?

Contact us now!

Get Free Consultation Now!

    Our Engagment Model

    •   Hourly Hiring

    •   Fixed Hiring

    •   Dedicated Team

    Contact Us

    Consult us today to develop your application.

      Get in touch with us

      Skype Whatsapp Gmail Phone